EXODUS Scoring covers banks' scoring process needs in a flexible, transparent, auditable and user friendly manner. EXODUS  Scoring can help a financial institution substantially reduce the implementation cycle of any type of scorecards by providing business users a comprehensive toolset to define scorecards, cut-offs, binning and strategies, as well as to model, execute, evaluate, deploy and maintain risk models and integrate them in the bank operation business users can create a variety of strategies, separate the targeted customers/loans in segments, compare and evaluate the results, decide which strategy is more appropriate and finally apply the strategy in production.

EXODUS Scoring is a new generation scoring solution which combines a vertical application for scoring that fully covers the scoring needs of financial institutions, with the scalability and flexibility of a rule engine EXODUS Scoring is integrated with all risk calculation touch points and is a part of the operation process. Choosing EXODUS Scoring for implementing the scoring process ensures that scoring definition and calculation will not be an island but an integral part of the way successful financial institutions manage risk.

Features

Graphical Tools addressed to business users that support:

• Definition of a new scorecard with appropriate attributes, including demographics, behavioral and account data
• Definition of a new version of a scorecard
• Addition of characteristics to scorecard
• Assignment of weights to each characteristic bins

Extensive reporting, covering performance monitoring, stability monitoring and analytics.

All types of scorecards are supported: Application, Behavioral and Collection.

The user is able through a simple matrix-like or other graphical visualization to have an overview of the scorecard definition.

Extensive back-scoring capabilities through external datasets and custom files.

Strategy can be implemented as a set of scoring scenarios, including segmentation, scoring and classification (cutoff) criteria.

Scoring engine can provide on-line scoring services or batch processing capabilities of deployed scorecards.